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When you hear news that the Federal Reserve (often simply called "the Fed") has decided to raise or lower interest rates, it can seem like a distant and complex topic. However, these changes can significantly impact the everyday lives of most people. Let's break down what it means when the Fed adjusts interest rates and how it can affect you.
Read MoreIn the realm of homeownership, maintaining or increasing the value of your property is a smart long-term strategy. Whether you're looking to update your kitchen, expand your living space, or tackle necessary repairs, financing these improvements is a crucial consideration. For many homeowners, the dilemma often lies in how to fund these projects without forfeiting the benefits of their existing low-interest mortgage. This is where the strategic advantage of taking out a second mortgage comes into play, especially when partnering with an institution known for lower closing costs and personalized service, like Public Service Credit Union (PSCU).
Read MoreThe open road calls to many of us, beckoning with adventures unseen and memories waiting to be made. Recreational Vehicles (RVs) represent not just a mode of transportation but a gateway to freedom, exploration, and the comfort of home wherever wheels may roll. Financing this dream, however, can seem as daunting as planning a cross-country trip. This is where the Public Service Credit Union (PSCU) steps in, offering a compass to navigate the financial landscape and drive your dreams into reality. Let's explore why financing your RV with PSCU isn't just a smart choice—it's a journey worth taking.
Read MoreWhen you're in the market for a used vehicle, the process can seem daunting. With the right knowledge and preparation, however, you can find a reliable car that meets your needs without breaking the bank. At Public Service Credit Union, we're committed to helping our members make informed financial decisions. That's why we've compiled these essential tips to guide you through the process of buying a used vehicle.
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