Your Summer Adventure Awaits: Financing Boats, RVs, and Recreation

Summer is calling, and central Wisconsin's lakes, trails, and open roads are beckoning you to explore. Whether you've been dreaming of cruising Lake Wausau in a new boat or taking the family on an RV adventure to the Wisconsin Dells, this summer could be the perfect time to turn those dreams into reality. With recreational vehicle financing more accessible than ever and industry-leading interest rates on the horizon, your summer adventure is closer than you think.

The Great Outdoors is Booming

Americans are embracing outdoor recreation like never before. With more than 85 million people estimated to take to the water in the U.S. this summer, recreational boating has become the nation's second-largest conventional outdoor activity. The RV industry is experiencing similar enthusiasm, with the recreational vehicle market reaching $56.7 billion in 2024 and projected to grow at a 4% annual rate as families prioritize outdoor experiences and quality time together.

This surge isn't just about vacation fun—it's about creating lasting memories. With 75% of travelers willing to invest in memorable adventures, recreational vehicles have become the gateway to personalized, flexible travel experiences that hotels simply can't match.

Wisconsin: Your Recreational Paradise

Living in central Wisconsin puts you at the heart of recreational opportunities. With over 15,000 lakes statewide and countless miles of scenic highways, you're perfectly positioned to take advantage of boat and RV ownership. From fishing on the Wisconsin River to camping in the Northwoods, your recreational vehicle can unlock adventures right in your backyard.

Smart Financing for Your Summer Dreams

At Public Service Credit Union, we understand that recreational purchases are investments in your family's happiness and well-being. That's why our recreational loans are designed to make your summer adventure both affordable and accessible.

Our Recreational Loan Advantages

Competitive Rates: We offer financing for boats, RVs, campers, travel trailers, and other recreational vehicles at rates that make sense for your budget.

100% Financing Available: For recreational vehicles ten years and newer, we can finance the full purchase price, so you won't need a large down payment to get started.

Quick Approval: With complete application materials, most approvals happen within 24 hours—because summer adventures shouldn't wait.

Local Service: As your community credit union, we provide personalized attention that larger banks simply can't match.

This Summer's Special Promotion

From June 1st through August 31st, we're offering an exclusive 0.90% rate reduction on all secured consumer loans for purchases from dealers or refinances from other financial institutions. This substantial savings applies to both titled and untitled collateral, including:

  • Boats and personal watercraft

  • RVs and motorhomes

  • Travel trailers and campers

  • ATVs and recreational vehicles

Plus, every recreational loan that closes during our 90 Days of Summer promotion will be entered to win one of five $90 Kwik Trip gift cards—perfect for fueling your next adventure!

Boats: Your Gateway to Wisconsin Waters

The global leisure boat market was valued at $42.3 billion in 2022, and Wisconsin boat owners know why. Whether you're interested in fishing the early morning bite on Lake Wausau or taking the family tubing on the Wisconsin River, boat ownership opens up endless possibilities.

Popular Boat Financing Options:

  • Fishing boats for Wisconsin's excellent walleye and muskie fishing

  • Pontoons for family gatherings and relaxation

  • Personal watercraft for thrill-seekers

  • Ski boats for watersports enthusiasts

With approximately 85 million Americans engaging in boating annually, you'll be joining a passionate community that values time on the water.

“Don’t let another summer pass by watching other families enjoy their adventures. Your perfect summer awaits”

RVs: Freedom to Roam

The RV lifestyle has evolved far beyond retirement dreams. The growing Millennial and Gen Z customer base is becoming the primary consumer market, drawn to the flexibility and adventure that RV travel provides. Modern RVs offer residential-style appliances, smart TVs, and outdoor entertainment options, making them comfortable home bases for exploring Wisconsin and beyond.

RV Adventures from Central Wisconsin:

  • Wisconsin Dells: Just two hours south for family fun

  • Door County: Peninsula camping with lighthouse tours

  • Apostle Islands: Northern Wisconsin's stunning lake shores

  • Minnesota's Boundary Waters: Wilderness camping experiences

Making Your Decision

Before you finance your recreational vehicle, consider these practical steps:

Assess Your Usage: How often will you realistically use your boat or RV? Whether you should rent or buy depends on how often you plan to use the motorhome.

Budget Thoughtfully: Factor in insurance, storage, maintenance, and fuel costs beyond your loan payment.

Shop Smart: Visit local dealers to compare features and prices. Our pre-approval process means you'll know your budget before you shop.

Consider Storage: Do you have adequate space at home, or will you need marina slips or storage facilities?

Protecting Your Investment

We also offer valuable protection products to safeguard your recreational investment:

GAP Insurance: Covers the difference between your insurance payout and loan balance if your vehicle is totaled—approximately $700 less than average GAP policies.

Your Adventure Starts Here

The memories you'll create this summer—teaching your kids to ski behind the boat, watching sunsets from your RV campsite, or simply enjoying the freedom of the open road—are priceless. Our recreational loans are designed to make these experiences accessible without straining your finances.

Ready to Start Your Summer Adventure?

Contact our lending team today:

Our experienced loan officers Bonnie, Tanya, & Kyle specialize in recreational financing and can help you find the perfect loan structure for your summer dreams. With our 0.90% rate reduction promotion running through August 31st, there's never been a better time to make your recreational vehicle dreams a reality.

Don't let another summer pass by watching other families enjoy their adventures. Your perfect summer awaits—let us help you finance it responsibly and affordably. After all, the best time to plant a tree was 20 years ago. The second-best time is now. The same goes for creating unforgettable family memories on Wisconsin's beautiful lakes and scenic highways.

Rate may vary based on credit qualifications. 0.90% rate reduction applies to secured consumer loans for dealer purchases and refinances from other financial institutions. Some restrictions apply. Visit publicservicecu.org/rates for current rates and complete terms.

LoansKyle Turner