Declare Your Independence from High Interest Rates This Summer
We hold these truths to be self-evident: that all borrowers deserve fair rates, transparent terms, and financial freedom from the tyranny of high-interest loans. This Independence Day, it's time to break free from the chains of expensive financing and declare your own financial independence.
Just as our founding fathers rejected taxation without representation, today's savvy consumers are rejecting high bank fees without benefits. At Public Service Credit Union, we believe your financial institution should work for YOU, not against you.
The Cost of Financial Tyranny
Big banks often treat customers like subjects rather than partners. They impose high interest rates, hidden fees, and complex terms that benefit their shareholders while leaving borrowers struggling under the weight of expensive debt. Sound familiar? It should – it's the same story that sparked a revolution nearly 250 years ago.
Consider this: the average credit card interest rate hovers around 21%, while many bank auto loans carry rates well above what credit unions offer. These inflated rates can cost you thousands of dollars over the life of your loan – money that could be going toward your family's future instead of padding corporate profits.
Your Declaration of Financial Independence
This summer, Public Service Credit Union is offering central Wisconsin residents a powerful tool for financial freedom: our 90 Days of Summer promotion featuring a substantial 0.90% rate reduction on qualifying secured consumer loans.
Here's how you can claim your independence:
Revolutionary Rate Reductions From now through August 31st, eligible members can secure a 0.90% rate reduction on secured consumer loans involving purchases from dealers or refinances from other financial institutions. Whether you're financing a reliable vehicle, recreational equipment, or other titled collateral, this promotion puts more money back in your pocket where it belongs.
Freedom from Dealer Financing Don't let car dealerships dictate your financing terms. Our pre-approved auto loans give you the power to negotiate as a cash buyer while securing competitive rates that dealer financing simply can't match. With 100% financing (based on JD Power’s values) available for vehicles ten years and newer, you can drive off the lot knowing you've secured the best possible terms.
Liberation from Bank Loans Already stuck with a high-rate loan from another institution? Our refinancing options can help you break free from those burdensome payments. Many of our members save hundreds or even thousands of dollars by refinancing their existing loans through Public Service Credit Union.
No Taxation Without Representation – Credit Union Style
Unlike big banks that answer to distant shareholders, Public Service Credit Union is owned by YOU – our members. Every decision we make is guided by what's best for the hardworking families of central Wisconsin, not Wall Street executives.
Here's what member ownership means for your wallet:
Transparent Pricing No hidden fees or surprise charges. Our straightforward loan terms mean you know exactly what you're paying and why.
Local Decision Making Your loan application is reviewed by people who understand our community and care about your success. We're not just processing paperwork – we're helping neighbors achieve their dreams.
Profit Sharing As a member-owned cooperative, any profits we generate go back to YOU through better rates, lower fees, and improved services. Your success is literally our success.
Personal Service With just four dedicated staff members, you'll never feel like just another account number. Kyle, Bonnie, Tanya, and Cayden know our members by name and take pride in providing the personalized attention you deserve.
The Pursuit of Financial Happiness
Independence isn't just about breaking free from high rates – it's about having the financial freedom to pursue your dreams. Whether that's buying your first home, starting a business, or planning for retirement, every dollar you save on interest is a dollar you can invest in your future.
Our streamlined loan process means you can typically receive approval within 24 hours with a complete application. No waiting weeks for decisions from distant corporate offices. No endless paperwork that disappears into bureaucratic black holes. Just fast, fair, and friendly service from people who want to see you succeed.
“Already stuck with a high-rate loan from another institution? Our refinancing options can help you break free from those burdensome payments.”
Take Action This Summer
The revolution starts with a single step. Here's how to begin your journey toward financial independence:
Evaluate Your Current Loans Take a close look at your existing auto, recreational vehicle, or other secured loans. Are you paying more than you should? Even a small rate reduction can add up to significant savings over time.
Calculate Your Potential Savings Use our financial calculators to see how much you could save by refinancing or securing new financing through Public Service Credit Union.
Gather Your Documentation For loan applications, you'll need verification of income, the loan application, and documentation for any debts being paid off with loan proceeds. Having these ready speeds up the approval process.
Contact Our Lending Team Reach out to our experienced lending specialists at loans@publicservicecu.org or call us at (715) 842-9865. They'll help you navigate your options and find the best solution for your unique situation.
A Local Choice for Local Patriots
This Fourth of July, as you celebrate the freedoms our founders fought to secure, consider making a choice that honors their legacy of independence and self-determination. Choose a financial institution that's owned by your community, operated for your benefit, and committed to your success.
Public Service Credit Union has been serving the hardworking families of central Wisconsin for 90 years. We're not going anywhere, and neither is our commitment to putting members first. When you choose us, you're not just getting a loan – you're joining a financial family that's invested in your long-term prosperity.
The British may have had superior numbers and resources, but they couldn't defeat the determination of people fighting for their freedom. Today's big banks may have fancy marketing budgets and towering headquarters, but they can't compete with the personal service and member-focused values that define the credit union difference.
Your Financial Freedom Awaits
Don't let another summer pass under the burden of high-interest debt. Take advantage of our 90 Days of Summer promotion and declare your independence from overpriced financing. Your future self will thank you for taking action today.
Ready to join the financial revolution? Contact Public Service Credit Union at (715) 842-9865 to learn more about our current promotions and how we can help you achieve true financial independence.
Remember: The 0.90% rate reduction is available through August 31st on qualifying secured consumer loans. Visit publicservicecu.org/rates for current rates and complete terms. Public Service Credit Union is federally insured by the NCUA and proudly serving WEC Energy Group employees and their families throughout Wisconsin.