Surge Checking: Earn While You Spend This Summer
Summer in central Wisconsin means lake trips, backyard barbecues, and making memories with family and friends. But what if your checking account could work as hard as you do to enjoy the season? With Public Service Credit Union's brand-new Surge Checking Account, you can earn money while you spend it – making every summer purchase a little sweeter.
A Revolutionary First in Our 90-Year History
For nine decades, Public Service Credit Union has served our WEC Energy Group family and central Wisconsin community with trusted savings and loan services. Now, we're proud to introduce something completely new: our very first checking account.
The Surge Share Draft Checking Account represents everything we've learned about serving our members, wrapped into a modern banking solution that puts money back in your pocket. This isn't just another checking account – it's checking that works for you.
Earn an Industry-Leading 10% APY
Here's where Surge Checking gets exciting: you'll earn an incredible 10% APY on your first $1,000. That means if you keep $1,000 in your account, you'll earn up to $100 per year – just for banking with us.
Let's put that in perspective. While most checking accounts pay little to nothing, your Surge account pays dividends monthly. Whether you're saving for that family vacation to the Wisconsin Dells or building an emergency fund, every dollar you keep in Surge works harder for you.
The math is simple: maintain a $500 balance and earn $50 annually. Keep the full $1,000 and pocket $100 every year. Those monthly dividend payments add up quickly, giving you extra spending money for summer activities or padding your savings goals.
Banking Made Simple and Affordable
We believe banking should be accessible to everyone in our community. That's why Surge Checking comes with:
No minimum balance requirements – Start with any amount and watch your account grow
Easily waived monthly fee – The $5 monthly maintenance fee disappears when you enroll in e-statements or if you're age 60 or better
Full-service convenience – Write checks for bills and gifts, set up automatic bill pay, and access your money whenever you need it
This straightforward approach means more money stays in your account, earning that valuable 10% APY.
“With Surge Checking, every dollar you keep on hand earns money while staying accessible for life’s moments.”
Your Money, Your Way
Surge Checking adapts to how you actually live and spend. Whether you're grabbing coffee before work, paying utilities online, or treating the family to dinner in downtown Wausau, your account provides the flexibility you need.
Every account includes a Mastercard debit card accepted worldwide, with enhanced security features and contactless payment options. You'll have access to thousands of surcharge-free ATMs through the Shazam Network, plus our updated online banking platform makes managing your money easier than ever.
Set up automatic savings transfers for vacation funds, instantly move money between accounts, or access your line of credit – all from your phone or computer. Banking that moves at your speed, available 24/7.
Be Among the First 90 Founders
As we celebrate this milestone in our credit union's history, we want to recognize the members who join us first. The first 90 members to open a Surge Checking Account will be entered into our Founders Drawing to win a $90 gift card – our way of saying thank you for being part of this exciting next chapter.
This special promotion honors both our 90-year legacy and the 90 founding members who'll help launch our checking account future. It's a small token of appreciation for the trust you place in our community-focused approach to banking.
Perfect Timing for Summer Plans
July and August are perfect months to open your Surge account. Summer brings extra expenses – vacation spending, home improvement projects, back-to-school preparations. With Surge Checking, every dollar you keep on hand earns money while staying accessible for life's moments.
Planning a weekend getaway? Your travel fund earns 10% APY until departure day. Saving for new school clothes? Those dollars grow while you shop sales. Need money accessible for summer emergencies? Surge keeps your funds liquid and profitable.
Getting Started Is Easy
Ready to surge ahead with checking that pays? Opening your account takes just minutes:
Visit our Wausau branch for personalized service from our friendly team
Call (715) 842-9865 and press 1 for Member Services to start over the phone
Email info@publicservicecu.org with questions or to begin the process
Available to all credit union members age 16 and over. Not a member yet? We'd love to welcome you to the Public Service Credit Union family. Our membership is open to WEC Energy Group employees, Wisconsin Public Service workers, their families, and household members.
The Local Advantage
When you choose Public Service Credit Union, you're choosing a financial partner that knows central Wisconsin. We understand the seasonal rhythms of our community, from summer recreation spending to winter heating bills. Our four-person team provides the personal attention that only a local credit union can offer.
Unlike big banks focused on profits, we're focused on people. Every dollar you earn in dividends stays local, supporting our community's financial well-being. Your success is our success – that's the credit union difference.
Start Earning Today
Summer won't last forever, but the benefits of Surge Checking will. With 10% APY on your first $1,000, monthly dividend payments, and the convenience of modern banking, Surge offers everything you need to make your money work as hard as you do.
Don't let another month pass earning nothing on your checking account balance. Join the first 90 members to experience Surge Checking, enter our Founders Drawing, and start earning while you spend.
Your financial goals deserve an account that grows with them. Make this summer the season you surge ahead.
Ready to open your Surge Checking Account? Contact us at (715) 842-9865, visit our Wausau branch, or email info@publicservicecu.org.
Rate may change after account is opened. Fees may reduce earnings. Federally Insured by the NCUA.